When it comes to semi truck insurance, there are many options — but in some instances, trucker’s liability cover is the solution that’s right for you. But what exactly is it and what does it cover? At Prestige Trucking Insurance, we’re breaking down everything you need to know, so keep reading to learn more, then contact us today to get a quote!
An Overview of Trucker’s Liability Coverage
Trucker’s liability coverage is a type of insurance that helps protect truck drivers if they’re involved in an accident. This coverage can help pay for damages to property, as well as medical expenses for any injuries that are sustained in an accident. In addition, this coverage can also provide protection in the event that a truck driver is sued as a result of an accident.
What Does Liability Insurance Not Cover?
It’s important to keep in mind that liability insurance does not cover everything. For instance, this type of insurance will not cover the cost of repairs to your truck if it is damaged in an accident. Liability insurance also will not cover the cost of your medical expenses if you are injured in an accident.
Other Things to Consider
Additionally, liability insurance will not cover the cost of any property damage that is caused by you while you are driving your truck. For instance, if you sideswipe a car while you are driving, your liability insurance will not cover the cost of repairs to that vehicle.
How Much Does Liability Insurance Cost?
The cost of liability insurance will vary depending on a number of factors, such as the type of truck you drive, your driving record, the state you live in, and more.